Florida First-Time Homebuyers Site Map
Common First Time Home Buyer Questions
- Are there any special loans for veterans or active military?
- Do I have to pay back down payment assistance?
- Do I make too much money for down payment assistance?
- How do I get rid of PMI? (private mortgage insurance)
- How long after a short sale can I buy a house?
- How long does it take to get a down payment assistance loan?
- How much can I get for down payment assistance?
- How much down payment do I need to buy a house?
- How to get my TRUE FICO 5-4-2 credit scores
- How to rebuild your credit
- What is Homeowner's Insurance and who does it protect?
- What is Owner's Title Insurance?
- Why did my credit get pulled so many times?
- Why would a 1st Time Home Buyer want to use a Rent to Buy program to purchase a home?
First Time Home Buyer / Assistance Programs
- $10,000 Down Payment Assistance for First Time Home buyers!
- 100% Community Advantage Special Conventional Financing
- 1st Time Home Buyer 3%-5% Grant for Down Payment Assistance
- 1st Time Home Home Buyer, $10,000 Down Payment Assistance program
- 2023-Florida Hometown Heroes Housing Program for State of Florida.
- Bank Statement loans for the Self Employed up to $3M!
- Down Payment Assistance Unlimited Income Grant for 100% Financing for Home Financing!
- First Time Home Buyer $10,000 deferred Down Payment Assistance loan
- First Time Home Buyer 105% Special Financing with No Income Limit
- First Time Home Buyer 3.5% Grant for FHA Down Payment Assistance
- First Time Home Buyer Special Financing matching Grant Loan by FHLB
- First Time Homebuyer 100% Special Financing with No Mortgage Insurance
- Home Key Down Payment Assistance programs for Pinellas, Pasco and Polk County Florida
- Home Sweet Home 1st Time Home Buyer program for Hillsborough, Clay, Brevard and Duval counties with up to $25,000 Down Payment Assistance.
- Investor Real Estate Loans for Rental Property purchase!
- Lease-to-Own and Rent-To-Buy-Home program. This is a great Home Buying program for All Florida Middle Income Home Buyers!
- Manatee $10,000 Key Ownership Down Payment Assistance Grant for First Time Home Buyers
- Miami-Dade 1st Time Home Buyers Down Payment Assistance program
- Opportunity Advantage Loan Fund
- OWN A HOME Down Payment Assistance Grant (Not required to be a 1st Time Home Buyer)
- Palm Beach County 1st Time Home Buyer Grant and Down Payment Assistance Program
- Salute Our Soldiers 100% VA Loan Program for Honorably Discharged Veterans
- USDA - 100% Home Financing and lower Mortgage Insurance than FHA Loans!
First Time Home Buyer / Assistance Programs (cancelled)
- Ameridream Program
- House 2 Home FHA Down Payment Assistance 4% Grant for qualified Home Buyers in All Florida Counties!
- Salute Our Soldiers 3%-5% Down Payment Assistance Forgivable Grant
First Time Home Buyer Videos / Seminars
- 100% FHA financing for your home in Florida
- 101% Financing tips for first time homebuyers in Florida
- 105% mortgage financing for first time homebuyers
- 11 things you should know about bank accounts and credit scores
- 5% Special Financing Forgivable Grant for Conventional First Time Homebuyers in Florida
- FICO score of 620 can get you NO mortgage Insurance
- How to calculate debt-to-income ratio
- How to get FREE down payment assistance when purchasing a home in Florida
- Is buying a home impossible for first-time buyers?
- Learn about the special 5 percent Own-a-Home grant for Florida residents
- No mortgage insurance & special 100% financing for first time home buyers
- Watch out for sneaky builders and their ridiculous closing fees
First-Time Home Buyer Terms
- ALTA (American Land Title Association) Closing Disclosure Statements
- Appraisal Fee
- APR (Annual Percentage Rate)
- ARM (Adjustable Rate Mortgage)
- Buy Down
- Buyers breach of contract
- Buyers Closing Costs you'll want to know about.
- Buyers market definition
- Call Provision in morgage lending notes
- Cashiers Checks for real estate and mortgage transactions.
- Caveat Emptor means Buyer beware!
- Certificate of Eligibility
- Certificate of occupancy
- Certificate of title
- Certificate of Title
- Chain of title
- Clear Title of property
- Closing Agent in your Real Estate Transaction
- Closing Costs
- Consumer Mortgage Disclosures are a Federal Regulation.
- DOC Stamps on Deed (aka state tax/stamps)
- DOC Stamps on Mortgage (aka state tax/stamps)
- Document Preparation Fee
- Due on Sale Clause
- Escrow
- Escrow Officer
- Federal Home Loan Bank or FHLB
- Federal tax lien
- First Time Home Buyer
- General liens on property
- Gift letters in mortgages
- Good Faith Estimate or Loan Estimate
- Government Sponsored Entity or GSE
- Homeowner's or Hazard Insurance policy
- Intangible Tax on Mortgage
- Legal Description of property
- Lender Inspection Fee
- Loan Discount Fee
- Loan Number
- Loan Origination Fee
- MIP (Mortgage Insurance Premium)
- Mortgage Rate Caps on Adjustable mortgage loans.
- Mortgage Title Insurance
- Owner's Title Insurance
- PMI (Private Mortgage Insurance)
- Pre-Paid Items
- Real Estate and Mortgage Disclosures
- Real Estate Closing process
- Satisfaction of Mortgage
- Survey Fee
- The process of Clearing Title
- Title company Escrow account
- VA funding fee