Chain of title

Last modified March 12, 2022

A chain of title is a list of the people who have owned a piece of real estate. In a typical chain of title, the owner of the property (“A”) will convey the property by a properly executed deed which is recorded in the public records to a buyer (“B”). Subsequently there will be a recorded deed from B to C, then from C to D, and so on. If there is a gap in the ownership chain, there may be a problem or a "Cloud" on Title.