Compare ALL the 2019 Florida First Time Home Buyer Loan & Grant Programs!

Updated 9-4-2019

Compare Mortgage Loan Programs and Grants for First Time Home Buyers that allow you to receive either grants of between $5000 to $15,000, or 100% Financing to purchase a home.

Below are the very best Florida First Time Home Buyer programs. Some of these programs don't have requirements for First Time Home Buyers. However some of the programs do require that you haven't owned a Principal Residence for the past 3 years. Typically, all these programs are called First Time Home Buyer Programs. 

This website is brought to you by your Florida Statewide Down Payment Assistance experts at Mid Florida Realty

To be Pre-Qualified or discuss the individual programs for Broward, Charlotte, Clay, Collier, DeSoto, Duval, Flagler, Hernando, Hillsborough, Lake, Manatee, Miami-Dade, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Seminole, St Johns, St Lucie, Volusia, Putnam. Lee, Collier, Charlotte, Miami-Dade, Broward, St Lucie, and Volusia Counties. Please apply below or call 863-800-1011

Telephone support is NOW offered for all Florida counties including those not listed above.

Simple & Free! Click Here TO BE PRE-APPROVED

Did you know you can purchase a Florida home with as little as $3500 down? Apply or call us and we'll let you know how! 

- $1500 Earnest money deposit
- $400 Professional home inspection
- $450 Lender's appraisal



Down Payment Assistance Seminar

2019 - 101% Conventional Financing with $0 Mortgage Insurance available for entire State of Florida.

2019 - 97% LTV First Time Home Buyers with $0 Mortgage Insurance available for most of the State of Florida.

2019 - 95% Financing available for Teachers and all State and County School System Employees in the following Counties: Orange, Seminole, Osceola, Palm Beach, Lake, St. Lucie, Clay, Duval, Volusia, Collier, Lee, Charlotte, Hillsborough, Desoto, Manatee, Sarasota, Polk, Pinellas, Hernando St Johns, and Pasco Counties.

2019 - 100% Financing available for First Responders Nurses, Military (Active & Inactive), Police Officers, EMT's, and Firefighters in the following Counties: Collier, Lee, Charlotte, Desoto, Sarasota, Manatee, Hillsborough, Pinellas, Polk, Pasco, Hernando, Seminole, Orange, Osceola, Duval, Lake, Clay, St Johns, Volusia, St Lucie, Palm Beach counties.

2019 Conventional Preferred Plus Down Payment Assistance mortgage grant

2019 OWN A HOME OPPORTUNITY
(Broward, Volusia, Lee, Sarasota, Charlotte, Collier, DeSoto, St Johns & Palm Beach Counties ONLY)

2019 Florida Assist HFA State Bond Down Payment Assistance Program for all Florida counties.

2019 Rent-To-Own Program

Start Florida Rent-to-Own Process NOW

2019 FHA - (HFA) Housing Finance Authority "Home Sweet Home" Down Payment Assistance program for Hillsborough, Brevard, and Clay counties and Jacksonville City ONLY

2019 Florida - (HFA) Housing Finance Authority 100% Financing for the entire State of Florida

2019 Manatee County Florida Key Ownership Program Homebuyer Down Payment Assistance Bond Program

2019 - A - Housing Finance Authority Home Key Down Payment Assistance program for First Time Home Buyers - Pinellas County - Pasco County - Polk County

2019 AFR Advantage FHA Financing 2% Grant program

2019 UNLIMITED INCOME DPA Edge 100% Mortgage Financing

2019 Rate Advantage 100% Mortgage Loan Financing

2019 Palm Beach County HFA Down Payment Assistance Program

2019 Miami-Dade HFA Down Payment Assistance Program

Physicians 100% Program

Federal Home Loan Bank Down Payment Assistance Matching Grant

2019 House 2 Home FHA Down Payment Assistance for ALL Florida Counties

2019 - 95% Financing available for Teachers and all State and County School System Employees in the following Counties: Orange, Seminole, Osceola, Palm Beach, Lake, St. Lucie, Clay, Duval, Volusia, Collier, Lee, Charlotte, Hillsborough, Desoto, Manatee, Sarasota, Polk, Pinellas, Hernando St Johns, and Pasco Counties.

2019 USDA / Rural Development Loans

2019 VA Loans

Luxury Down Payment Assistance program for High Priced Homes
Provides 1:1 matching funds up to $50,000.

2019 Power Purchase Plus Program NO Mortgage Insurance

City of Tampa Down Payment Assistance

2019 Power Purchase Program Reduced Mortgage Insurance

Simple & Free! Click Here to be Pre-Approved

Most of these programs are available throughout the entire State of Florida. This website is sponsored by Mid Florida Realty

NOTICE: Mid Florida Realty is a real estate brokerage. This information is not a commitment to lend or extend credit. Restrictions will apply to all down payment assistance programs. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states/counties. This website has no affiliation with the State of Florida or any particular Florida County or Municipality.