2022 Compare First Time Home Buyer Grants, Special Home Financing and Down Payment Assistance Programs!

Special Financing and Down Payment Assistance Grants for First Time Home Buyers that allow you to receive either Down Payment Assistance Grants of up to $16,663 or up to 105% Mortgage Loan Financing to purchase a home.

Below are the very best Florida First Time Home Buyer programs available. Some of these programs don't have requirements for First Time Home Buyers. However, some of the programs do require that you haven't owned a Principal Residence for the past 3 years. Typically, all these programs are called First Time Home Buyer Programs.

To be Pre-Qualified or discuss the individual Florida 1st Time Home Buyer programs, please Apply below, or call our office between 9:00 am - 5:00 pm EST at 863-800-1011.

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HOMEBUYER PROGRAMS

First Time Home Buyer 105% Special Financing with No Income Limit

Updated December 8, 2021 Special Financing for First Time Home Buyers that includes your Down Payment and your Closing Costs with No Income Limit!

Lease-to-Own and Rent-To-Buy-Home program. This is a great Home Buying program for All Florida Middle Income Home Buyers!

Updated December 8, 2021 If You're frustrated by not getting your Offers accepted, try this program. It puts your offer at the front of the line and You're only committed to 1-Year increments of renting! Buy the Home if you want or don't, You can take up to 5-Years to decide!

First Time Homebuyer 100% Special Financing with No Mortgage Insurance

Updated December 8, 2021 First Time Home Buyers 100% Home Loan Financing with No Mortgage Insurance. This special financing is for 1st Time Home Buyers or can be used if you don't currently own a home!

Salute Our Soldiers 3%-5% Down Payment Assistance Forgivable Grant

Updated December 8, 2021 Military Down Payment Assistance Grant of up to 5% of the price of the home!

Manatee $10,000 Key Ownership Down Payment Assistance Grant for First Time Home Buyers

Updated December 8, 2021 Special Financing $12,500 Down Payment Assistance Grant for well qualified Manatee County Residents. Can be, but Not required to be a First Time Home Buyer!

First Time Home Buyer Special Financing matching Grant Loan by FHLB

Updated December 8, 2021 1st Time Home Buyer matching Grant. Recieve up to $12,500 in a 4:1 Matching Grants! You contribute $3125 and recieve $12,500.

OWN A HOME Down Payment Assistance Grant (Not required to be a 1st Time Home Buyer)

Updated December 8, 2021 Down Payment Assistance Grant Program for the following Florida counties: Volusia, St. Johns, Charlotte, Broward, Collier, DeSoto, Lee, Palm Beach, Sarasota, (Not required to be a 1st Time Home Buyer)

Home Sweet Home 1st Time Home Buyer program with $10,000 Down Payment Assistance.

Updated December 8, 2021 Special Financing from the Florida Housing Finance Authority for First Time Home Buyers using Down Payment Assistance that never runs out of money!

1st Time Home Home Buyer, $10,000 Down Payment Assistance program

Updated December 8, 2021 1st Time Home Buyer with Fixed Rate 30 Year-FHA or Conventional $10,000 Down Payment Assistance ONLY for Florida First Time Home Buyers

1st Time Home Buyer 3%-5% Grant for Down Payment Assistance

Updated December 8, 2021 First Time Homebuyer Down Payment Assistance 3%-5% Grant can be used thoughout Florida for almost everyone who can qualify for a Conventional loan!

First Time Home Buyer 3.5% Grant for FHA Down Payment Assistance

Updated December 8, 2021 First Time Home Buyer 3.5% Grant with down payment assistance that covers your FHA required 3.5% down payment!

First Time Home Buyer $10,000 deferred Down Payment Assistance loan

Updated December 8, 2021 1st Time Home Buyers $10,000 Deferred Down Payment Assistance for your 3.5% FHA required down payment!

$10,000 Down Payment Assistance for First Time Home buyers!

Updated December 8, 2021 $10,000 Down Payment Assistance for all Florida First Time Home buyers who qualify!

Home Key Down Payment Assistance programs for Pinellas, Pasco and Polk County Florida

Updated December 8, 2021 Specific 1st Time Home Buyers, Down Payment Assistance program for Pinellas, Pasco, Polk Counties in Florida

Down Payment Assistance Unlimited Income Grant for 100% Financing for Home Financing!

Updated December 8, 2021 UNLIMITED INCOME Mortgage Grant Unlimited Edge 100% for Down Payment Assistance in Florida for your Home Financing.

Palm Beach County 1st Time Home Buyer Grant and Down Payment Assistance Program

Updated December 8, 2021 Recieve up to a 5% Down Payment Assistance Grant whether or not you're a 1st Time Home Buyer

Miami-Dade 1st Time Home Buyers Down Payment Assistance program

Updated December 8, 2021 Miami-Dade HFA First Time Home Buyer and Down Payment Assistance Loan Program

House 2 Home FHA Down Payment Assistance 4% Grant for qualified Home Buyers in All Florida Counties!

Updated December 8, 2021 House-2-Home FHA Down Payment Assistance 4% Grant for qualified Home Buyers in All Florida Counties!

USDA - 100% Home Financing and lower Mortgage Insurance than FHA Loans!

Updated December 8, 2021 Rural areas of USA may qualify for this 100% Special Financing that includes lower Mortgage Insurance rates than FHA Loans.

100% VA Loan Program for Honorably Discharged Veterans

Updated December 8, 2021 100% VA Mortgage Loan for Honorably Discharged Veterans with Certificate of Eligibility and DD214 Documentation. This program can be combined with the Salute to Soldiers Down Payment Assistance program to pay Closing Costs!

Investor Real Estate Loans for Rental Property purchase!

Updated December 8, 2021 Guildelines for Real Estate Loans for Rental Property purchases!

Bank Statement loans for the Self Employed up to $3M!

Updated December 8, 2021 Ideal minimum documentation for Investors and Buyers instead of providing full tax returns, w-2's and-or 1099 tax documentation.