Compare ALL the 2021 Florida First Time Home Buyer Special Home Financing and Down Payment Assistance & Grants Programs!

Updated 7-28-2021

Special Mortgage financing and Grants for First Time Home Buyers that allow you to receive either Grants of up to $16,663 or up to 105% Mortgage Loan Financing to purchase a home.

Below are the very best Florida First Time Home Buyer programs. Some of these programs don't have requirements for First Time Home Buyers. However some of the programs do require that you haven't owned a Principal Residence for the past 3 years. Typically, all these programs are called First Time Home Buyer Programs. 

This website is brought to you by your Florida Statewide Down Payment Assistance experts at Mid Florida Realty

To be Pre-Qualified or discuss the individual programs for Brevard, Charlotte, Clay, Collier, DeSoto, Duval, Flagler, Hernando, Hillsborough, Lake, Lee, Manatee, Martin, Nassau, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Seminole, St Johns, St Lucie, Volusia Counties. Please apply below or call 863-800-1011

Telephone support is NOW offered for all Florida counties including those not listed above.

Simple & Free! Click Here
Did you know you can purchase a Florida home with as little as $5500 down? Apply or call us and we'll let you know how! 
- $2000 Earnest money deposit
- $450 Professional home inspection
- $450 Required Loan appraisal
Down Payment Assistance Seminar

Rent To Own Homes Program

If you're frustrated by not getting your offers accepted, Try this program. It puts your offer at the front of the line!

Start Florida Rent-to-Buy Process NOW

2021 - 105% CLTV Special Conventional Mortgage Financing including Closing Costs available for entire State of Florida.

2021 Florida - (HFA) Housing Finance Authority for the entire State of Florida

2021 - 100% Buyers Advantage Special Conventional Mortgage Financing with $0 Mortgage Insurance available for entire State of Florida.

2021 Conventional Preferred Plus Down Payment Assistance Mortgage Grants

2021 Florida - Salute Our Soldiers TBA Preferred First Mortgage with FORGIVABLE GRANTS - Down Payment program is for the entire State of Florida for all Active or Veterans

(Broward, Volusia, Lee, Sarasota, Charlotte, Collier, DeSoto, St Johns & Palm Beach Counties ONLY)

2021 AFR Advantage Special FHA Mortgage Financing 3.5% Grants program - 100% Mortgage Financing

2021 Florida - Salute Our Soldiers TBA Repayable 2nd Mortgage program is for the entire State of Florida for all Active or Veterans who have been discharged with Discharge Status OTHER than a Dishonorable Discharge

2021 FHA - (HFA) Housing Finance Authority "Home Sweet Home" Down Payment Assistance program for Hillsborough, Brevard, and Clay counties and Jacksonville City ONLY

2021 Florida Assist HFA State Bond Down Payment Assistance Program for all Florida counties.

2021 - A - Housing Finance Authority Home Key Down Payment Assistance program for First Time Home Buyers in Pinellas County - Pasco County - Polk County

2021 UNLIMITED INCOME DPA Edge 100% Mortgage Financing

2021 Rate Advantage 100% Mortgage Loan Financing

2021 Manatee County Florida Key Ownership Program Homebuyer Down Payment Assistance Bond Program

2021 Palm Beach County HFA Down Payment Assistance Program

2021 Miami-Dade HFA Down Payment Assistance Program

Physicians 100% Mortgage Financing Program

2021 Federal Home Loan Bank Down Payment Assistance Matching Grants

2021 House 2 Home FHA Down Payment Assistance for ALL Florida Counties

2021 USDA / Rural Development Loans

2021 VA Loans

City of Tampa Down Payment Assistance

2021 - City of Cocoa Beach Florida Down Payment Assistance.

2021 - City of Palm Bay Florida First Time Homebuyers Down Payment Assistance

2021 - Brevard County Florida First Time Home Buyers Down Payment Assistance program

2021 - Titusville Florida Down Payment Assistance for First Time Home Buyers.

2021 - 97% LTV First Time Home Buyers with $0 Mortgage Insurance available for most counties in the State of Florida.

2021 - 95% Financing available for Teachers and all State and County School System Employees in the following Counties: Orange, Seminole, Osceola, Palm Beach, Lake, St. Lucie, Clay, Duval, Volusia, Collier, Lee, Charlotte, Hillsborough, Desoto, Manatee, Sarasota, Polk, Pinellas, Hernando, St Johns, and Pasco counties.

2021 Power Purchase Plus Program NO Mortgage Insurance

Simple & Free! Click Here
to be Pre-Approved
Most of these programs are available throughout the entire State of Florida. This website is sponsored by Mid Florida Realty

NOTICE: Mid Florida Realty is a Real Estate Brokerage who also employs Licensed Mortgage Loan Originators. This information is not a commitment to lend or extend credit. Restrictions will apply to all down payment assistance programs. Information and/or data is subject to change without notice. All loans are subject to credit and Automated Underwriting approval. Not all loans or products are available in all states/counties. Loans and Mortgage Grants are not Originated by FloridaFirstTimeHomeBuyer.Info or This website has no affiliation with the State of Florida or any particular Florida County or Municipality.