Consumer Mortgage Disclosures are a Federal Regulation.

Last modified March 13, 2022

Mortgage Disclosures are part of all residential Mortgage transactions to comply with Federal Laws. In some real estate transactions, Disclosures are added to reveal or make known certain material facts of the property. Mortgage and Real Estate disclosures are separte documents and are designed to make the Buyers aware of ceratin facts that pertain to the physical condition of the property. They are also used as a risk reduction tool for all Mortgage Lenders.